01 — PLATFORM OVERVIEW © 2026 BALVIN AI, INC. — ALL RIGHTS RESERVED.

Asset Intelligence · UAD 3.6 Native

BALVIN AI:
The Operating System
for Residential Wealth

We digitize the world's largest asset class — turning property photos into structured, compliance-ready intelligence for lenders, servicers, AMCs, and insurers.

> PRESS SPACE TO INITIATE SCAN

Trusted by Lenders AMCs Servicers Insurers
2F PLATE GRADE RIDGE RESIDENTIAL ASSET — NODE MAP A-01 BALVIN AI © 2026
02 — THE PROBLEM © 2026 BALVIN AI, INC. — ALL RIGHTS RESERVED.

Market Insight

The $2.3T Residential Economy
is Flying Blind

The old way is a static, analog appraisal based only on surface data. Most proptech relies on surface map data. We mine the asset-level details inside the home that actually drive value and decision-making.

▲ External Surface Data — Visible to All Participants

Zoning Address Neighborhood Comps Ownership History
HVAC CONDITION ROOF STATUS INTERIOR LAYOUT APPLIANCES & BRANDS FLOORING MATERIAL ▼ HIDDEN PROPERTY VALUE — UNSTRUCTURED & INACCESSIBLE
03 — THE FORCING FUNCTION © 2026 BALVIN AI, INC. — ALL RIGHTS RESERVED.

Regulatory Catalyst

A Regulatory Perfect Storm:
November 2, 2026

Regulation is the forcing function. The industry must digitize, and BALVIN is the only AI-native tool built for this wave.

GSE MANDATE NOV 2, 2026 LEGACY FORMS Fannie & Freddie retire all static forms S. 2322 ACT Appraisal Modernization — digital collection req. THE MANDATE UAD 3.6 & Dynamic URAR required for all loans TODAY REGULATORY PRESSURE CURVE — TIMELINE A-03
04 — THE PRODUCT © 2026 BALVIN AI, INC. — ALL RIGHTS RESERVED.

Go-to-Market Wedge

A Native UAD 3.6
Mobile Platform

Frictionless compliance meets computer vision. 20 minutes to digitize an entire home — from photos to MISMO 3.6 XML, automatically.

  • AI Micro-Feature DetectionAutomatically identifies flooring, appliances, and materials from simple photos.
  • Real-Time ValidationEnsures data meets stringent UAD 3.6 standards before submission.
  • Direct GSE IntegrationNatively generates MISMO 3.6 XML for Fannie Mae & Freddie Mac UCDP.
87% Attribute Accuracy — CV Model
CV SCAN — 94% CONF. FLOORING: HARDWOOD APPLIANCE: RANGE CABINETS: WOOD MOBILE CAPTURE — FIG A-04
05 — THE ECOSYSTEM © 2026 BALVIN AI, INC. — ALL RIGHTS RESERVED. CONFIDENTIAL & PROPRIETARY.

Business Model

The Flywheel:
The N-Sided
Marketplace

Empowering homeowners and the brands that serve them in equal measure. A positive-sum ecosystem.

We draw both demand (homeowners) and supply (brands) organically by solving shared data problems. Every appraisal compounds the network's value.

Concurrent Monetization Verticals
BALVIN HOMEOWNER DATA REAL ESTATE BROKERS $80B Pool BANKS Refinancing INSURANCE CARRIERS Risk & Replacement WARRANTY PROVIDERS Sales D2C BRANDS Renovation Leads N-SIDED MARKETPLACE — FIG A-05

SUCCESS!!!

BALVIN AI, INC. © 2026 — ALL RIGHTS RESERVED
THE OPERATING SYSTEM FOR RESIDENTIAL WEALTH

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